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I'm an adviser to the world's richest billionaires — here are 5 surprising insights about their spending

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We are all familiar with the stereotype of the ultrawealthy. Flashy, show-off, perhaps even complacent. Half the world's 1,500 billionaires bank with UBS and the reality we see day-to-day could not be further from that caricature. Whenever we meet our clients we are struck by how normal they are.  Yes…

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