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The nation’s favourite 20-year-old. Happy Birthday ISA! by Penny Lovell

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The nation’s favourite way to save turns 20 years young this month. Sharing its coming-of-age anniversary with the Euro, Bluetooth, the London Eye, USB sticks, the National Minimum Wage, Posh and Becks and a host of other modern-day institutions that feel, to me at least, like they were born yesterday….

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