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The rich women who consider themselves as broke as bag ladies

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You might call Cindy a wealthy woman. But she won’t. Until she retired last year, the 63-year-old divorcée, a former teacher and 30-year advertising-company executive, pulled down, for the last dozen years, nearly $500,000 annually. Sweet. She paid off the mortgage on a two-bedroom waterfront cooperative apartment in the Whitestone…

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